John Darer® CLU ChFC MSSC RSP CFT® is a Master Structured Settlement Consultant and President of 4structures.com LLC, a New York-based structured settlement consulting firm serving personal injury plaintiffs, their attorneys, and other professionals throughout the United States.

John has been providing structured settlement consulting services since 1986 and is recognized as one of the leading authorities in the structured settlement industry. He is a member of the National Structured Settlements Trade Association (NSSTA), the Society of Settlement Planners (SSP), and NAIFA.

John is also a prolific blogger and consumer advocate, having published thousands of articles on structured settlements, secondary market annuities, and related topics on his blog at 4structures.com.